Foreigners can buy property in Morocco on the same basis as Moroccans, with the one exception of agricultural land. The process is clear, and if you follow the steps in order, it is also safe. Here is the route we walk our clients through.
1. Define the project and the budget
Decide whether you are buying to live, to rent or to resell. Then list the total budget, not just the price: notary and registration fees, works, furniture and a reserve. If you need a loan, ask banks early, see mortgages for non-residents.
2. Choose the area
Visit two or three areas at different times. Our overview of the best neighbourhoods to buy helps you shortlist.
3. Visit and compare
See properties in person if you can, or ask for a detailed video visit. Ask for the title, the surface, the condition of the roof and the pool, and any service charges.
4. Make an offer and sign the promise
When you agree on a price, a promise of sale or compromise is signed, usually with a deposit. Read the conditions: what happens if the title turns out to be defective, if a loan is refused, or if one side withdraws.
5. The checks
- A recent certificate of the title from the land registry.
- No mortgage, dispute or unpaid charges.
- The building permit and compliance of the construction.
- For a flat, the status of the co-ownership.
6. Transfer the money properly
Send the funds from abroad to a Moroccan bank and keep the proof of conversion. This protects you later, see repatriating money after a sale.
7. The deed
The notary prepares the deed, collects the duties and registers the transfer. You sign, you receive the keys and, later, the updated title in your name.
Mistakes we see
- Paying a deposit to a private person without a written agreement.
- Declaring a lower price in the deed.
- Buying land without checking its status, see can a foreigner buy land.
- Assuming a purchase gives a right to live in Morocco, see residence permit after buying.
Frequently asked questions
How long does a purchase take from offer to keys?
Often a few weeks to a few months, depending on the checks, the financing and the notary. A clean title and a complete file make it faster.
Do I need to be in Morocco to sign?
You can sign by proxy, with a power of attorney prepared by a notary or at a consulate. Many foreign buyers do.
What is the first thing to do?
Set a total budget, including fees and works, and decide the use of the property. The rest follows from that.
We follow each step with our clients. Start with the villas, apartments and riads we have for sale, or book a call. This is general guidance, not legal advice.